After selling my condo in LA and weighing options for moving forward in a way that would secure these final years of my life (which I fully expect to last at least another 20+ years), I realized that it would be wisest for me to find a way to purchase a home that left me owing no mortgage.  While exploring those options, I heard about a reverse mortgage loan.  It sounded too good to be true, so I explored it thoroughly for almost a year in an effort to discover where the punch line was hidden.  To my surprise, my research only solidified that, for me, this was an option I needed to seriously pursue.  It brought together my desire to preserve my retirement income, a need to think about home loans differently, and also the need to reconsider the real ramifications of not having family that I “should” leave my home to when I passed.